The regulatory landscape around in-app payments has shifted. Apple and Google's grip on in-app transactions is loosening across key markets, and apps that act now can reclaim significant revenue by moving eligible payments to Stripe. This focused workshop assesses your app's eligibility for alternative payment processing, models the revenue impact, scopes the technical migration, and maps the compliance requirements — so you know exactly what's possible, what it's worth, and what it takes.
What we'll assess
Payment landscape
- What payment types does the app process — subscriptions, digital goods, physical goods/services?
- What's the revenue split across payment types and geographies?
- What commission rates are you paying Apple and/or Google today?
- Which markets are you active in and where is growth focused?
Regulatory eligibility
- Which of your transactions are eligible for alternative payment processing?
- What do current App Store and Play Store policies allow in each of your markets?
- Are you already using external payment links or alternative billing?
- What's the risk profile of each compliance pathway?
Technical readiness
- How is the current payment stack built — StoreKit, Google Play Billing, or both?
- How tightly coupled is the app to native IAP APIs for receipt validation and entitlements?
- What backend infrastructure handles purchase state, subscriptions, and refunds?
- Are there existing Stripe integrations (web checkout, etc.) that can be extended?
Workshop agenda: four focus areas
| Focus area | What happens | What you walk away with |
|---|---|---|
| 1. Eligibility mapping | Review payment types, markets, and app store policies to determine which transactions can move to Stripe | Eligibility matrix by payment type and market with regulatory citations |
| 2. Revenue impact | Model the financial impact of moving eligible payments from Apple/Google IAP to Stripe processing | Revenue impact model with projected savings by payment type and market |
| 3. Technical scoping | Assess current payment architecture and map the migration path to Stripe | Migration scope estimate with effort ranges, dependencies, and risk flags |
| 4. Compliance review | Map App Store and Play Store requirements for alternative payment implementations | Compliance checklist with UX requirements, entitlement rules, and submission guidance |
Logistics at a glance
1–2 weeks
Delivered fully remote
Starting at $5k
Scoped to your complexity
2–4 hours
Stakeholder involvement
What comes next
Migrate
Execute the migration with Monstarlab engineering support — phased rollout starting with highest-impact payment types and markets.
Optimize
Fine-tune payment routing, pricing display, and checkout UX once the Stripe integration is live in-app.
Monitor
Track conversion rates, commission savings, and payment performance across channels and markets.
Expand
Extend Stripe payments to additional markets, payment types, and platforms as regulations continue to evolve.
This is the right fit if you…
- You're paying Apple or Google 15–30% commission on in-app purchases
- You sell into the EU or other markets with alternative payment regulations
- You want to understand the revenue impact before committing engineering resources
- You need a clear business case to get stakeholder buy-in on the migration
- Your app processes subscriptions or digital goods through native IAP
- You want a technical assessment of what it takes to add Stripe as a payment option in your app